1. Introduction
Trans National Times SACCO (TNT) invites proposals from qualified consultants/consulting firms to facilitate the development of its Strategic Plan 2026–2028. We are a Tier II licensed Deposit-Taking SACCO under the Sacco Societies Regulatory Authority (SASRA) and is committed to sustainable growth, regulatory compliance, member empowerment, and digital transformation.
The consultant will be expected to guide the SACCO in formulating a forward-looking, member-centered strategic plan that positions the institution competitively within the financial ecosystem.
2. Objectives of the Assignment
The assignment aims to:
Conduct a comprehensive situational analysis of the SACCO both internally and externally.
Develop a benchmarking of the SACCO against its peers and competition within the industry.
Engage members, staff, and the Board in a participatory and inclusive process to shape the SACCO’s future.
Align the strategic plan with SASRA regulations, the Cooperative Development Policy, Kenya’s Vision 2030, the Bottom-Up Economic Transformation Agenda, and Sustainable Development Goals (SDGs).
Develop clear strategic pillars, objectives, Key Performance Indicators (KPIs), and implementation matrix.
Integrate cross-cutting issues such as digital transformation, Environmental, Social, Governance (ESG), financial inclusion, and risk management.
Provide a practical monitoring and evaluation framework for implementation and reporting.
3. Scope of Work
The consultant will be expected to:
Review existing strategic and operational documents.
Conduct stakeholder consultations (Board, management, staff, members, and other stakeholders).
Undertake branch-level and competitor analysis to assess positioning.
Guide the Board and Management in identifying and prioritizing strategic focus areas for strategic planning period.
Draft the Strategic Plan, including:
Philosophy and anchoring.
Strategic pillars and objectives.
Implementation framework with budgets and timelines.
Risk management strategies.
Monitoring and evaluation framework.
Facilitate a validation workshop with stakeholders.
Produce the final Strategic Plan document.
4. Expected Deliverables
Inception Report with methodology and work plan.
Situational Analysis Report with Benchmarking Data Analytics with industry standards.
Draft Strategic Plan (2026–2028) which aims to achieve:
Increase total assets by 7 % annually.
Non- performing loan ratio below 5%
A return on assets of 10% annually
Increase in current membership i.e from 10,000 to 20,000 by year 3
Operational excellence through digital transformation.
And maintain 100% SASRA compliance.
Facilitation of Validation Workshop.
Final Strategic Plan Document (soft copy and 3 hard copies).
5. Duration
The consultancy is expected to take 6–8 weeks.
6. Qualifications of the Consultant
The successful consultant/firm/consortiums should demonstrate:
Proven experience in SACCO strategic planning
At least 4 strategic plans developed for SACCOs in the last 4 years covering Tier 1 & 2 SACCOs (Experience with Teacher-based SACCOs is an added advantage).
Strong knowledge of the Kenyan cooperative sector, SASRA regulations, and cooperative governance frameworks.
Practical usage of Analytics for Strategic Planning purposes.
Expertise in participatory research, member engagement, and product development.
Demonstrated capacity to integrate digital transformation, ESG, and financial inclusion in strategy.
A multidisciplinary team covering all aspects of strategy will be an added advantage.
7. Proposal Submission Requirements
Interested consultants/firms should submit:
A technical proposal including understanding of the assignment, proposed methodology, work plan, and team composition.
A financial proposal detailing professional fees, reimbursable costs, and applicable taxes.
Profiles of similar assignments undertaken, with contacts of the SACCOs as references.
Updated CVs of the lead consultant and team members.
Firm/individual registration and tax compliance documents.
8. Evaluation Criteria
Proposals will be evaluated as follows:
Understanding of the assignment and methodology – 40%
Relevant experience in SACCOs/cooperative sector – 30%
Team qualifications and expertise – 15%
Financial proposal – 15%
9. Submission Details
Proposals should be submitted electronically to: info@tntsacco.co.ke
Deadline for submission 18/09/2025.
10. Contact
For clarifications, contact:
THE CHIEF EXECUTIVE OFFICER TNT DT SACCO LTD
P O BOX 2274 -30200
KITALE
EMAIL ADDRESS: info@tntsacco.co.ke
TEL: 0712585874